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Here's how to protect yourself. NIFTY 50 10, Drag according to your convenience. Fraudsters are finding innovative ways to cheat you via e-commerce and banking transactions as well as mobile calls and mail. Find out how prevent these. If a stranger you met Fraud dating sites on my debit card statement the first time on a metro asked you to give him Rs 10, would you do it? If you are shaking your head in disdain at the sheer naivety of the person who Fraud dating sites on my debit card statement give out his hard-earned money, take a look in the mirror.
It could be you. The easy access to victims is the reason they are readily stalked by fraudsters—whether you use a smartphone or a computer, are logged into social media or pay online bills, buy gadgets from an ecommerce website, or withdraw money from an ATM, you are Fraud dating sites on my debit card statement sitting duck. It helps if you have poor tech skills, trust freely and are lured by easy money.
As per the RBI data, 11, cases related to ATM, credit and debit cards as well as Net banking frauds were
Fraud dating sites on my debit card statement by banks in If, however, you take into account the unreported cases, these figures are a fraction of the frauds being unleashed in the country. A new breed of scamsters is coming up with ingenious ways to circumvent security measures. Mundra has reiterated the need to provide relief to customers.
But prevention being the better option, you need to protect yourself from the omnipresent scamsters. In the following pages, we shall tell you not only about the various modus operandi being used by scamsters but, more importantly, the ways in which to secure your finances and seek redressal if you are cheated. Are you likely to fall prey to online frauds? There is no doubting the convenience of online shopping, Fraud dating sites on my debit card statement it for electronic gadgets or household appliances, clothes or furniture.
You may even get an empty package or, worse, one filled with stones. The problem can occur at any stage, for which you need to understand the sale and delivery process. There are sites that sell and deliver their own products like Fabindia. There are others that serve as a platform for various sellers. These are marketplaces, like Flipkart, Amazon or Snapdeal, which host products by different brands and
Fraud dating sites on my debit card statement. These products may be delivered either by the site itself or the seller.
Some Fraud dating sites on my debit card statement also provide special services, wherein product quality and delivery are guaranteed, for a premium. Here the site sources products from other sellers but conducts quality checks and delivers them itself. For instance, Flipkart is set to launch FAssured, Fraud dating sites on my debit card statement improved delivery service and stricter quality checks, while Amazon Prime is the paid service that offers similar advantages to its members.
Here are the various points at which fraud can occur: Tech-savvy scamsters set up sites that like genuine ones with similar logos and domain names. Some may create a dummy site with a product line-up that only exists online.
Fraud dating sites on my debit statement purpose is to extract money from vulnerable buyers and disappear.
Genuine site, fake seller:
Fraud dating sites on my debit card statement, both the site and seller may not be to blame. If they fail to choose a reputed courier and go for cheaper fly-by-night operators, you could land a dummy package. A specific errant employee of the courier firm may also be responsible for the fake delivery.
Preventive steps Check the site: If you want to try out new sites, make sure to check the domain name. If the site does not offer any contact details or has a vague exchange or return policy, abandon the site.
If you have picked an established site, opt for product assurance services, if any. As for payment, avoid direct payment to sellers. Opt for payment services like PaisaPay in eBay, which ensures that the seller is not paid Fraud dating sites on my debit card statement the site till the product is delivered, safeguarding your money.
Also, do not pay via electronic bank transfers because it is difficult to retrieve the money once it has left the Opt for payment via credit card that has a low credit limit and is used exclusively for online shopping, or for cash on delivery, to minimise risk.
This is what served as proof and helped him get his money back, he says. If you are cheated.
The first step is to get in touch with the website or the seller. Consider your money lost. If you have opted for a safe site with a guaranteed exchange or money-back policy, you could write to the site, detailing the fraud, product Fraud dating sites on my debit card statement and mode of payment without giving sensitive information like your bank account number, etc. The site will conduct its verification within a specified time and revert. The popularity of social media like Facebook, micro-blogging sites like Twitter, dating sites, online consumer compaint forums, charity and crowdfunding sites have spawned a fresh set of scamsters that preys on the personal information posted unwittingly by members.
Modus operandi There are various online shopping sites that require you Fraud dating sites on my debit card statement log in through Facebook or mail and this can be an easy entry point for fraudsters, who can misuse your bank details, phone numbers or mail login and password to clean out your account.
Be careful what information you volunteer on such sites. Despite the noble sentiment involved, be wary about giving money without verifying the claims of the backers. On 26 Februaryan Indian American, Manisha Nagrani, was arrested in the US for raising thousands of dollars via crowdfunding to help cover the cost of treating her blood cancer.
She had been perfectly healthy all along. If you befriend someone on a dating site and the person starts demanding money for travelling to meet you or other emergencies, medical or otherwise, Fraud dating sites on my debit card statement it to be a fraud. Preventive steps You may not be able to seek redressal or have legal rights to claim the money lost because you
Fraud dating sites on my debit card statement volunteered the money or information yourself.
So the best you can do is avoid these. According to the RBI, incidents of bankrelated fraud, including cards, ATMs and Net banking, have risen from 8, in to 11, in But the sheer volume of online and offline transactions makes it a fecund ground for fraud. It is this theft that is carried out in a variety of ingenious ways by scamsters. During e-shopping or bill payment, if you do not choose a safe site or payment channel, it is easy to steal your card information by intercepting the data.
You can be routed to a fake site or the data can be copied through keystroke logging. Pharming ensures that the fraudster has your bank account or credit card number and CVV, which can be used for online transactions.
Malware or virus can also be introduced in your computer which provides access to all the details stored in your e-mail. If you have saved your passwords and login details, these can be easily stolen. This is a relatively new technique, wherein the scamster contacts the mobile operator with fake identity proof and gets a duplicate SIM card.
Your original SIM is deactivated by the operator. The fraudster generates one time password OTPwhich appears on his phone, and he carries out online transactions. Fake calls and mails: Hyderabad-based Bharat Naidu see picture knew better. Frustrated after a few attempts to get the details, the caller gave up. A month later he got a similar call. At that point he called up the bank and asked them to replace the card. You should also be suspicious of any mails that ask you to give sensitive information.
There are some apps that seek access to the data on your phone. Ensure that the app is safe because it is an easy way for fraudsters to seek critical information stored on your phone. Public terminals or Wi-Fi: If you use laptops in public areas or conduct mobile transactions over public Wi-Fi, it can be intercepted and your card details stolen. This is another hot spot for fraudsters to gain access to your card data and PIN. Scamsters use hidden cameras and skimmers to gain information see Are you likely to be conned?
He believes that the three men in the booth at the time had rigged the ATM and taken the cash. Preventive steps Be alert, install protective features on your phone and computer, and educate yourself.
Here are some steps you can take to avoid Register for SMS and e-mail alerts: Also, if your mobile stops working for unusual reasons, check with your mobile operator. Also, while transacting on websites, use a virtual keyboard to avoid keystroke logging and while using an ATM, cover the keypad with your hand.
Many websites ask to save credit card details for future purchases. Neither should you do it on any server, desktop, or mobile to avoid skimming and other frauds. The moment you fear your credit card or bank account details have been compromised or a fraudulent transaction Fraud dating sites on my debit card statement taken place, call the bank and have the card blocked.